Funding Programs

Here are a few links to some government websites that you may not be aware of detailing financing and grant programs available.

The following are Canada-wide programs:

• 
  BDC business loans
  You could get money to help you start or grow your business.
• BDC Buying a business
  Find out how you could get financing to buy an existing business.
• BDC Capital
  Access a wide range of specialized financing to match the various stages of growth of your business.
• BDC Indigenous Entrepreneur Loan
  As an Indigenous entrepreneur, you could get money to help start or grow your business.
• BDC New Canadian Entrepreneur Loan
  
  
  Only Applies to : CANADA

  As a new immigrant to Canada with little to no credit history, you can apply for a repayable loan of up to $50,000 to start a business.

• BDC Small Business Loan — for existing business
  
  
  Only Applies to : CANADA

  Get a loan of up to $100,000 within 5 business days. There are no application fees or hassles and the entire process is online.

• BDC Start-up financing
  Learn how you could get a loan to start or buy a business or to buy property or equipment to set up your business.
• Canada Small Business Financing Program
  Access funds for your small business with the help of this loan guarantee program.
• Canadian Agricultural Loans Act program
  Find out how this loan guarantee could help you secure credit for your farming business.
• FACTOR funding for the sound recording industry
  If your business operates in the English sound recording industry in Canada, you could qualify for funding to support various business activities.
• Farm Credit Canada — loans and lending options
  You could access flexible financing options for your farming, agri-food or agribusiness operation.
• Futurpreneur Canada Newcomer Program
  If you are between the ages of 18 and 39 and have lived in Canada for less than 60 months you can apply for financing to start a business.
• Futurpreneur Canada Start-Up Program
  Are you between the ages of 18 and 39? If you are a Canadian resident with a good business idea, you could get $20,000 or more to start or run a business full-time.
• Prince's Operation Entrepreneur
  If you are a transitioning Canadian Armed Forces member looking to establish a small business, this program could be for you.
• Women in Cleantech Challenge
  Are you a female entrepreneur looking to put your cleantech idea into action? You could get funding and support, while competing for $1 million.

The following are available in the Province of Ontario:

• AC JumpStart
  
  
  Only Applies to : ONTARIO

  If you own a technology startup and are looking to establish and grow your business in Southern Ontario, you may be eligible for funding and mentorship.

• Aboriginal Business and Entrepreneurship Development
  
  
  Only Applies to : NEWFOUNDLAND AND LABRADOR PRINCE EDWARD ISLAND NOVA SCOTIA NEW BRUNSWICK QUEBEC ONTARIO MANITOBA SASKATCHEWAN ALBERTA BRITISH COLUMBIA

  Apply for financing to start or grow your Aboriginal business.

• Community Futures Program (Ontario)
  
  
  Only Applies to : ONTARIO

  You could receive funding to start or grow your business in rural Ontario.

• Eastern Ontario Development Program
  
  
  Only Applies to : ONTARIO

  If you are located in a rural area of Eastern Ontario, you could get financing to start or grow your business.

• Economic Development Initiative (Southern Ontario)
  
  
  Only Applies to : ONTARIO

  Funding may be available for your organization if you provide business support services in French to a Francophone community in southern Ontario.

• General business loans
  
  
  Only Applies to : ONTARIO

  As a member of the Six Nations or New Credit aboriginal communities, you could qualify for a business loan of up to $300,000.

• Impact Loan program
  
  
  Only Applies to : ONTARIO

  If you are starting or expanding your business in the London area and you cannot access traditional financing, you may qualify for a loan of up to $5,000.

• Indian Agricultural Program of Ontario
  
  
  Only Applies to : ONTARIO

  If you are Indigenous and run an agricultural-related business, you may qualify for a variety of loans.

• Indigenous Economic Development Fund — Business and Community Fund
  
  
  Only Applies to : ONTARIO

  You may be eligible to apply for a loan for your Indigenous business in designated regions of Ontario.

• Industry-Academic Collaboration Programs
  
  
  Only Applies to : ONTARIO

  Learn about financing and support that may help you develop and commercialize innovative techniques, products and services in Ontario.

• Métis Voyageur Development Fund
  
  
  Only Applies to : ONTARIO

  If you are Métis, your Ontario-based business may be eligible for loans up to $1M with better rates and fewer restrictions than with commercial lenders.

• Microlending for Women in Ontario Program
  
  
  Only Applies to : ONTARIO

  As a woman entrepreneur, you may be eligible for business support training and microloans to help you start your business.

• Northern Business Opportunity Program (Northern Ontario)
  
  
  Only Applies to : ONTARIO

  Your Northern Ontario business could be eligible for grants or loans ranging from $200,000 to $1 million.

• Ontario Catapult Microloan Fund for Social Enterprises
  
  
  Only Applies to : ONTARIO

  You may be eligible for a loan of $5,000 to $25,000 for your innovative Ontario-based social enterprise.

• Ontario Disability Support Program: Employment Supports
  
  
  Only Applies to : ONTARIO

  If you are an entrepreneur with a disability, you can get help starting a business.

• Rise Asset Development
  
  
  Only Applies to : NOVA SCOTIA ONTARIO

  If you are an entrepreneur facing mental health or addiction challenges you could get $300 to $10,000 to help start, grow or promote your business.

• SmartStart Seed Fund
  
  
  Only Applies to : ONTARIO

  You may be eligible for funding of up to $70,000 to help you through the validation stage of your innovation-based business.

• Social Enterprise Ontario
  
  
  Only Applies to : ONTARIO

  Your social enterprise with an environmental or social goal for Francophones may be eligible for grants of up to $16,000 or loans of up to $40,000.

• Starter Company Plus
  
  
  Only Applies to : ONTARIO

  You may be eligible for funding of up to $5,000 and business skills training to help you a start or expand a business.

• Summer Company
  
  
  Only Applies to : ONTARIO

  If you are a student between 15 and 29 years of age, you may be eligible for up to $3,000 to help you start and run a summer business.

If you're looking for assistance with Exporting:

• Insurance Solutions for Canadian Companies
• Financing for Canadian Companies
• Business Development Bank of Canada - BDC
• Ontario Exports

Best exporting websites (according to Canadian Business magazine)

• The Canadian Trade Commissioner
• Export Development Canada
• CIA
• Strategis
• Royal Bank